Add immediate non-interest income to your bank or credit union
Seamlessly integrate insurance sales into your existing banking operations. SOC II compliant, nationwide coverage, zero hassle.
Talk to a Swyft Expert
What banking leaders are saying
Join the financial institutions already benefiting from Swyft CUSO
Your board wants to know your plan
The challenge
Declining Non-Interest Income
Traditional revenue streams are shrinking. Community banks and credit unions need new ways to generate income without increasing risk.
Complex Compliance Requirements
Insurance regulations are complicated. Managing compliance in-house requires expertise, resources, and constant vigilance.
Customers Unprotected
Your commercial and SBA loan customers need insurance coverage, but you can't offer it without significant infrastructure investment.
The Swyft solution
Immediate Revenue Generation
Start generating non-interest income from day one. Our platform integrates seamlessly with your existing loan software and CRM.
We Handle All Compliance
SOC II compliant platform with full regulatory support. We manage licensing, education, and all compliance requirements.
Customers Completly Protected
Access to 50+ insurance carriers providing comprehensive commercial and personal coverage nationwide.
Zero Hassle Implementation
Our turnkey solution integrates with your existing systems. No infrastructure investment needed.
Ready to add non-interest income to your bank or credit union?
Talk to a Swyft expert today and discover how easy it is to integrate insurance into your banking operations
Why choose Swyft
Banking and insurance working together, seamlessly. Everything you need to add insurance revenue to your institution.
Zero Cost to Your Institution
No upfront investment or ongoing costs. Revenue share paid directly to partners—you earn from day one with no financial risk.
Seamless Workflow Integration
Embedded into existing loan and member workflows with minimal staff effort. Flexible crawl/walk/run rollout adapts to your pace.
End-to-End Operations Managed
Swyft handles everything from initial quote to policy issuance and renewals. Your team stays focused on banking while we manage insurance.
Predictable Recurring Revenue
Diversify beyond traditional fees and interest income with stable, recurring non-interest revenue that grows with your portfolio.
Accelerated Loan Processing
Speed up loan closings by making proof of insurance requirements easy for borrowers. Faster processing, happier customers.
Co-Marketing Support Included
Swyft provides and funds comprehensive co-marketing including digital ads, direct mail campaigns, and promotional materials.
CUSO Credibility & Alignment
Built specifically for credit unions and community banks with full understanding of your operational requirements and regulatory environment.
Superior Carrier Access
Broad network of 50+ carriers delivers higher close rates and greater policy capture across all loan types and customer segments.
Comprehensive insurance coverage
Access to a vast network of insurance carriers offering complete protection for your customers
Our team of insurance experts
Meet the professionals driving our success
Chirag Pancholi is a financial services executive, board member, thought leader, and Insurtech pioneer. His career includes founding several B2B and B2C companies in fintech verticals, serving as a strategy executive for Asurion (a global leader in mobile phone insurance), and holding banking roles at Goldman Sachs and the Federal Reserve Board of Governors. Throughout his career, Chirag has focused on innovation and technology solutions to address consumers' patent and latent needs.
Melissa DeAngelo is a dynamic insurance executive with extensive experience and a proven track record in sales, underwriting, and portfolio and partnership management, including building a national insurance agency from the ground up. Melissa holds licenses in P&C, surplus lines, life and health, and as an adjuster and her deep knowledge allows her to develop strategic initiatives and streamline operations. Her leadership has driven significant success in both agency performance and client satisfaction.
Cliff Karlin brings over 40 years of experience in successfully building and managing insurance companies and agencies. As an industry leader, he has pioneered innovations that simplify the customer journey, enhancing clients' understanding of insurance products. His previous roles include Vice President, Global Operations Officer at AIG, and Chief Operations Officer at Star Holdings, where he played a key role in growing the organization from a startup to $3.9 billion in six years.
Brian is a Partner with Messick Lauer & Smith, which guides credit unions and CUSOs through complex regulations affecting their operations. He advises clients in matters such as investment and insurance, ensuring compliance and operational efficiency. Brian frequently speaks at conferences, facilitating strategic planning sessions nationwide. Brian is also the author of "CUSOs: How Credit Unions and Entrepreneurs Can Get Started (and Win) with Credit Union Service Organizations."
Zach Lerner is a Partner at Troutman Pepper Loche and Chairs the Transactional and Regulatory Insurance Group. Zach represents domestic and international insurance companies in connection with their formation, licensing, regulatory compliance, advertising, surplus lines and filing matters, among others. He earned a BA from Brown University and his JD from Georgetown University Law.
Access the best rates from trusted carriers
Our extensive network of top-rated insurance carriers ensures your customers get competitive rates and comprehensive coverage options
And 50+ more carriers in our network
Learn more about how other banks and credit unions are driving non interest income
Talk to a Swyft expert today and discover how easy it is to integrate insurance into your banking operations
Frequently asked questions
Get answers to common questions about Swyft
Most institutions begin generating non-interest income within the first month of integration. Our platform is designed for rapid deployment and seamless integration with your existing systems.
No. Swyft CUSO provides a complete turnkey solution. We handle all licensing, compliance, education, and insurance operations. Your existing team can facilitate the service without specialized training.
We manage all compliance requirements. Our platform is SOC II compliant, and we handle all licensing, regulatory requirements, and ongoing compliance monitoring. You can focus on your banking operations while we handle the insurance regulations.
Our platform integrates seamlessly with your existing loan software and CRM systems. The setup is straightforward and typically completed within a few weeks with minimal IT involvement.
We have partnerships with 50+ top-rated insurance carriers nationwide, giving your customers access to comprehensive coverage options and competitive rates across all product lines.
No. There are no upfront costs, infrastructure investments, or hidden fees. You start generating commission-based revenue from day one without any capital outlay.
Your customers get convenient access to comprehensive insurance coverage through their trusted banking relationship. This strengthens customer loyalty while protecting their assets with competitive rates from multiple carriers.
We provide complete support including platform training, ongoing compliance management, customer service assistance, and dedicated account management. Our team is available to ensure your success every step of the way.
Get a non-interest income pro-forma
Meet with a Swyft Expert who will build a revenue forecast for your bank or credit union